Protecting Indiana’s Businesses, Roads, and Households with Smart Insurance Solutions
From Indianapolis manufacturers to family homes in Fort Wayne and fleets rolling through Evansville, LST Insurance delivers practical, personalized insurance plans that meet Indiana’s commercial and personal coverage needs. Our team combines local insight with industry knowledge to help protect what matters most.
Core Commercial Insurance Options
- Commercial Auto, General Liability & Workers’ Comp
- Motor Truck Cargo, Physical Damage & Trailer Interchange
- Cyber Liability & Equipment Protection
- Builder’s Risk, Contractor Bonds & Business Owner’s Policies
- Business Interruption & Storm Coverage
Indiana Business Insurance That Meets Industry Demands
Commercial Coverage for Indiana’s Key Sectors
Business owners across Indiana turn to LST Insurance for specialized coverage that addresses real operational risks. Whether you’re transporting freight, framing houses, or managing shop floors, we’ll align your coverage to your risk profile.
- Trucking & Transportation: General freight, intermodal, hazmat, and hotshot trucking
- Construction: General contractors, electricians, HVAC, roofing, and more
- Manufacturing: Auto parts, food processing, equipment, and custom goods
- Automotive Sector: Car dealerships, collision centers, mobile service units
- Local Business Operators: Retailers, restaurants, cleaning services, and beyond
With access to top-tier carriers and a team that knows Indiana industries, we help reduce your risk — and simplify your coverage process.
Why Indiana Residents Choose LST Insurance
- Experienced Agents who Understand Indiana’s Landscape and Weather Exposures
- Tailored Plans for Home, Auto, and Personal Umbrella
- Digital Service and Straightforward Claims Handling
- Competitive Pricing from A-rated Carriers
- Long-term Relationships with Indiana Families
Personal Insurance for Indiana Residents
Reliable Protection for Your Home, Car, and Property
Indiana residents face unique property and auto risks — from severe storms to icy roadways. LST Insurance creates personalized coverage for individuals and families throughout the state.
- Homeowners Insurance – Structural and contents protection plus liability
- Renters & Condo Coverage – Tailored protection for your space and belongings
- Auto Insurance – Includes collision, comprehensive, and liability options
- Motorcycles, RVs & Boats
- Flood, Wind, and Fire Insurance
- Umbrella Coverage – Extra liability support beyond your base policies
Whether you’re based in Bloomington, Lafayette, or rural Indiana, we provide coverage that’s affordable, flexible, and locally aligned.
We customize personal insurance to reflect Indiana’s climate, road conditions, and property profiles — so you’re covered from driveway to rooftop.
Proudly Serving Indiana Businesses and Families
Whether you’re running a machine shop in South Bend or managing your first home in Terre Haute, we’re proud to support Indiana’s residents and employers with real protection and responsive service.
Indiana Insurance Insights
Yes. We specialize in policies for owner-operators, fleets, and freight brokers — including FMCSA filings, motor truck cargo, and non-trucking liability.
Indiana mandates minimum liability coverage. We also offer optional collision, comprehensive, uninsured motorist, and gap coverage for full protection.
Absolutely. We offer surety bonds, builder’s risk insurance, and tailored coverage for general contractors and subcontractors.
Get Customized Insurance Coverage in Indiana
Let’s protect what keeps your life and work moving.
Connect with an Indiana-licensed LST Insurance advisor today or request your free quote. No stress — just strategic coverage from a trusted local partner.
Contact us today to make sure you are protected.