- 3434 Cleveland Hwy Dalton, GA 30721
- solutions@lstprotects.com
- (706) 277 - 0971
Tailored Coverage for Sales, Service, Towing, and Custom Automotive Businesses
Auto businesses are as diverse as the vehicles they sell and service — and every type comes with its own set of risks. At LST Insurance, we specialize in helping auto dealers, repair shops, and specialty garage services protect their operations with coverage built for real-world exposures.
Whether you’re running a new car dealership, a collision repair center, or a mobile mechanic service, we provide comprehensive insurance solutions designed to protect your inventory, employees, property, and reputation.
These businesses focus on selling new or used vehicles, often with high-value inventory that requires specialized protection.
Franchise dealerships offering manufacturer-backed vehicle sales and service.
Independently owned retailers selling pre-owned vehicles.
Offer in-house financing to buyers with limited credit.
Specialize in the sale of new and used motorcycles.
Sell recreational vehicles, campers, and utility trailers.
Handle sales of motorboats, pontoons, and marine accessories.
Facilitate vehicle sales between dealerships or to bulk buyers.
Shops that offer mechanical services, part replacements, and full repairs for consumer vehicles.
General maintenance, diagnostics, and repairs for all makes and models.
Specialize in accident damage repair, bodywork, and paint jobs.
Focus on rebuilding, replacing, or servicing vehicle transmissions.
Provide specialized brake and exhaust system repairs.
Quick-service operations for fluids and routine maintenance.
Offer on-site repairs, diagnostics, and emergency roadside service.
These businesses offer value-added upgrades, cosmetic services, and performance tuning.
Deep clean and restore the appearance of interior and exterior vehicle surfaces.
Apply UV-blocking or privacy film to car windows.
Install sound systems, GPS units, and advanced vehicle tech.
Offer vehicle wraps, airbrushing, and custom paint jobs.
Sell and install tires, wheels, and alignment services.
Optimize engine performance, suspension, and other systems.
Operations that manage vehicle transport, storage, and recovery.
Provide roadside assistance and haul vehicles to repair or impound facilities.
Securely store vehicles recovered from accidents or towed due to violations.
Offer vehicle parking and retrieval for restaurants, hotels, and events.
Secure short- or long-term storage for RVs, boats, or collector cars.
Protection every dealership or service garage needs.
Designed for inventory risk and regulatory compliance.
Tailored to shops performing hands-on labor or repairs.
Essential for digital recordkeeping and employee management.
Helps dealers and shop owners protect revenue in a high-traffic, high-value environment.
Boost your protection with specialty endorsements.
Industry-specific knowledge of auto dealership, service garage, and towing risks.
Access to top carriers for competitive rates on high-risk operations to provide optimal coverage.
Guidance through licensing requirements, inventory coverage, and employee protection.
Fast COIs and claims support to keep your shop open and compliant.
Bundled business insurance policies designed to reduce overhead and the stress that comes with it.
Regular policy checkups to keep your coverage up to date and to ensure ongoing protection.
From protecting a showroom full of inventory to covering the tools in your repair bay, LST Insurance helps dealerships and service shops stay protected from every angle. Let us design a plan tailored to your operation’s exact needs.
Request a free quote today or speak with an automotive business insurance specialist.